Down payment assistance in Green Bay and the Fox Valley
Program and regulatory figures verified October 4, 2026. Details change; confirm your scenario with us.
Northeast Wisconsin is where both programs are genuinely competitive, because prices sit well under the ceiling and incomes straddle the Capital Access line.
How do the Fox Valley counties differ?
Outagamie and Calumet carry higher WHEDA Advantage limits than Brown — $111,200 and $127,880 against Brown's $106,300 and $122,245. Green Bay itself carries a separate target row at $127,560 and $148,820, higher than any of the surrounding county figures.
The practical effect is that a household can cross a county line in the Appleton–Green Bay corridor and change which program is open to them, which is worth checking rather than assuming the region behaves uniformly.
Is Capital Access realistic here?
More than in Madison, less than you might hope. The four-person Capital Access caps are $85,050 in Brown and $88,950 in Calumet. A dual-income household in the Fox Valley will often sit above those, while a single-income household frequently sits below. It is worth running rather than assuming either way.
Does price constrain anything?
No. Appleton's typical home value was $349,275 in August 2026, up 5.2%, and Green Bay sits in a similar band, both far below the $566,364 non-target ceiling. Northeast Wisconsin is among the easiest parts of the state to use WHEDA assistance on price alone.
Frequently asked questions
What is the WHEDA income limit in Brown County?
Brown County sits at $106,300 for a one-to-two person household and $122,245 for three or more on the WHEDA Advantage compliance table. The city of Green Bay carries its own target row at $127,560 and $148,820.Are income limits different in Appleton than Green Bay?
Yes. Appleton sits in Outagamie and Calumet counties, which carry $111,200 for one to two people and $127,880 for three or more, higher than Brown County's $106,300 and $122,245. Green Bay's own target row is higher again.Can Fox Valley buyers use Capital Access?
Often, depending on household income. The four-person Capital Access caps are $85,050 in Brown County and $88,950 in Calumet. Single-income households frequently fall below those figures while dual-income households often do not.Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content about financing, not a loan commitment and not legal or tax advice. WHEDA program terms, income limits and purchase price limits are set by the Wisconsin Housing and Economic Development Authority and change; figures here carry the date we verified them against WHEDA's published documents. Easy Close down payment assistance is an amortizing second mortgage with a monthly payment, not a grant. Capital Access is a deferred second mortgage repayable when the first mortgage is paid off or refinanced. Loans are subject to borrower and property qualification.